Direct Student Loan Exit Counseling
Adhering to regulation 34 CFR 685.304(b) students who are graduating, have terminated attendance by other means, or have dropped below half time are notified of the requirement to complete exit counseling via email with a Department of Education exit counseling link.
During the exit interview, students are given loan counseling information (including repayment options) and asked to submit a permanent address and personal references. Exit counseling for Federal Direct Student Loan can be completed online at studentaid.gov
When Do I Need to Go Through Student Loan Exit Counseling?
You must complete exit counseling each time you drop below half-time enrollment, graduate, or leave school and enter a repayment period.
Some schools will have alternative or added exit counseling requirements for students, so be sure to get in touch with your school鈥檚 financial aid center to confirm you have checked all the boxes.
What is student loan Exit Counseling?
Student loan exit counseling is an online process offered by the US Department of Education through StudentLoans.gov that walks students through the federal loan(s) they signed up for to pay for their education.
The purpose of loan counseling is to prepare student borrowers for repayment. It is mandatory for students who took out subsidized, unsubsidized, or PLUS loan(s) under the Federal Direct Loan Program.
The school will be notified electronically that you have completed the Exit Counseling process.听听 Private student loan borrowers are not required to complete exit counseling.
Where Do I Go for Student Loan Exit Counseling?
Students ready to complete exit counseling will log into to complete the online course. You will want to have the following on hand:
鈥 Your verified FSA ID
鈥 Income information
鈥 Financial aid information
鈥 Expected and current living expenses
鈥 Contact information for yourself, your next of kin, two references, and your future employer if you already have a job lined up
Options for repayment
The One Big Beautiful Bill Act (OB3) made significant changes to the federal student aid programs. To learn more, visit .
Fast Facts
鈥 You can pick from repayment plans that base your monthly payment on your income or plans that give you a fixed monthly payment.
鈥 Repayment plans based on your income are a smart choice to lower your payment. The lower your income鈥攐r the larger your family size鈥攖he less you鈥檒l pay each month.
鈥 If you don鈥檛 pick a repayment plan and your loan was disbursed on or after July 1, 2026, your loan servicer will place you on the Tiered Standard Plan (a 10-year fixed payment repayment plan). This plan might result in a higher monthly payment for you.
To compare Repayment Plan Options visit
.
How to avoid defaulting on your loans
Two important terms you don鈥檛 want to see on your loan account:
鈥 Delinquency: A loan becomes delinquent when a loan payment is not received on time.
鈥 Default: For federal student loans, default is when you have failed to make the agreed-upon periodic payments on a loan after a number of days in delinquency. For more information, please visit the Federal Student Aid website.
Neither is good for a borrower and their credit score, but defaulting on a loan is decidedly worse. The exit counseling course provides borrowers with information on how to avoid these two events, and what to do if they can鈥檛 avoid delinquency.
Additional Information:
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What does Net Price mean?
Net Price is the amount that a student pays to attend an institution in a single academic year AFTER subtracting scholarships and grants the student receives. Scholarships and grants are forms of financial aid that a student does not have to pay back.
What is a Net Price Calculator?
Net price calculators are available on a college鈥檚 or university鈥檚 website and allow prospective students to enter information about themselves to find out what students like them paid to attend the institution in the previous year, after taking grants and scholarship aid into account. Net Price Calculator
Note:听The Higher Education Opportunity Act defines net price as the net price for full-time, first-time degree/certificate-seeking students. Title IV institutions that do not enroll full-time, first-time students are not required to have a net price calculator under the HEOA
Click here to access the AAS Net Price Calculator
Click here to access the GBS Net Price Calculator
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Your Credit Report: You are entitled to 3 FREE credit reports annually. Your credit history can be reported to any or all of these credit agencies:
The mission of the Financial Aid Office at 91精品 is to increase opportunities for student access to and success in higher education by helping students find, obtain, and make the best use of their financial resources.
The following is statistically information on the percentage of financial aid received by student鈥檚 at 91精品. The grid is based on 2019-2020 full-time enrolled students.
| 2019-2020 Estimated Tuition per Semester | $7,080* plus applicable fees for GBS & BS Programs | $5,119 plus applicable fee for AAS Program |
% Student receiving any Grants and/or Scholarship | 85% |
% Student who receive Pell Grant | 36% |
HOSPITAL LEAGUE/DISTRICT 1199, TRAINING AND UPGRADING FUND
Tuition reimbursement is available to 1199 members who are enrolled in an approved program of studies. For eligibility requirements, amount of assistance, and procedures, contact 1199/SEIU League Training and Upgrading Fund, 300 West 43rd Street, New York, NY 10036, before applying to the College.
Tuition Reimbursement Policy
Members of 1199 may receive tuition assistance for matriculated courses only. However, the Nursing Prerequisite courses do not qualify for tuition reimbursement and financial aid.
To have a reimbursement form completed by the financial aid office, students must complete their course/courses of study for the inquiring reimbursement term.
If you are interested in the 1199 tuition reimbursement program and need additional information, please visit the 1199 Tuition Reimbursement website at听.
Process
The financial aid office will process 1199 forms. Once processed, we will send the completed forms directly to the 1199 tuition reimbursement office. Students must drop off their 1199 forms at the front desk in Student Services. Upon successful submission, students will receive a confirmation email acknowledging that their form has been sent to the 1199 tuition reimbursement office.
- Please complete the student top portion of the 1199 form with the correct and precise information.
